WHAT ARE THE FINANCIAL EVENTS THAT POINT TO THE INCREASE IN WEALTH IN AMERICA:

• THE ERISA AND PENSION ACT OF 1974, CREATING 401Ks
• CREATION OF INDIVIDUAL RETIREMENT ACCOUNTS
• THE ABILITY FOR INDIVIDUALS TO OWN GOLD & SILVER 1980
• THE STOCK MARKET BOOMS OF 1982-1987, 1991-2000
• THE CREATION OF THE RTC SELLING COMMERCIAL RE ASSETS AT $.20-.50 ON THE DOLLAR.
• SMALL BUSINESS ADMISTRATION 504A REAL ESTATE LOANS
• MODERN PORTFOLIO THEORY CREATORS WIN NOBEL PRIZE IN ECONOMICS 1990
• THE STEADY DECLINE OF INTEREST RATES SINCE FALL OF 1990.
• THE INTERNET
• THE TAX LAW CHANGES IN 1997 FAVORING CAPITAL GAINS TREATMENT ON THE SALE OF ONE'S PRINCIPAL RESIDENCE.
• THE EASY ACCESS TO CREDIT TO BUY REAL ESTATE 1997-2006.
• ROTH IRAs
• STOCK OPTION GRANTS FOR NON-INSIDERS AS PART OF COMPENSATION
• BABY BOOMER PARENTS LEAVE LARGE INHERITANCES
• THE INCREASE IN THE INHERITANCE TAX EXCLUSION.
• THE RISE IN CERTIFIED DOCUMENT PREPARATION BUSINESS
• THE CUT IN THE CAPITAL GAINS TAX AND TAX ON DIVIDENDS.
• ROTH 401Ks
• TECHNICAL ANALYSIS BECOMES MORE WIDELY ACCEPTED AFTER TECH BUBBLE
• THE RED SOX WIN THE 2004 WORLD SERIES
• PROLIFORATION OF INVESTMENT SITES & BLOGS
• MUTUAL FUND ALTERNATIVE: ETFs
• THE ABILITY FOR INDIVIDUALS TO INVEST IN RESIDENTIAL & OFFICE CONDOS, REITs, TICS, INTERNATIONAL REAL ESTATE AND SECOND HOMES.